Your Alternative to a Japanese Credit Card – Prepaid & Easy
Rated 'EXCELLENT' by Users
Apply online in minutes and enjoy cashless transactions in Japan with MobalPay Prepaid Mastercard
One-time setup fee: ¥2,970 and ¥385 monthly fee

MobalPay, Your Payment Partner in Japan

Easy Setup
Apply online as quick as 10 minutes and get your card as fast as 2 days, delivered anywhere in Japan. No paperwork needed, just your Japanese Residence Card for approval.

Prepaid Mastercard®
Pay seamlessly with a Prepaid Mastercard issued by a Japanese bank for online and in-store shopping. No bank account needed.

Expense Tracking and Easy Top-Up
Top-up instantly at convenience stores in Japan and track your expense near-realtime in your online account.

Special Deals and Discount
Enjoy special deals and discounts exclusive to MobalPay members. Save more while spending easily in Japan.

Reliable Customer Support
Get reliable and friendly support from English-speaking experts. No Japanese knowledge required.

Secure Payment Registered in Japan
MobalPay is licensed under Kanto Finance Bureau to issue Prepaid Payment Instruments via the Payment Services Act.

More Than Just a Card
Take Control of Your Account
Manage your transactions, top-up, and access exclusive offers & discounts all in one place.
Learn MoreYour Payment Partner, Trusted by the Global Community
Easy sign up process
After the easy sign up process, I've been using MobalPay to help with my budgeting and with setting up Japanese online shopping accounts. It's a great relief to have all the support and information about my account in English. I highly recommend it if you're looking for a way to manage your finances & do online shopping while in Japan.
J. Mackiewicz, Poland or Tokyo 27 Feb 2024Highly Recommended
Mobal Pay is relatively new in the Japanese market, but it has proven its trustworthiness, reliability, and credibility. Concerns addressed to the customer service team are answered in a timely manner. The language is courteous and the explanation, clear.
Aga B 08 Jun 2024Application is very easy
The application form is very easy to fill and there are no weird requirements or anything. In Japan, when you apply for something, there are usually weird roadblocks that natives don't face. Such as when applying for a rental apartment first they require you to already have a permanent residence address(!) Even getting a debit card from the bank your salary is paid is hard.
ArchangelAurora, April 12, 2024

The key things we achieved in 2023 thanks to Mobal customers
17,000
learners supported
3,400,000
school meals served (approx)
1
brand new school opened
£3,000,000
funds donated *(GBP)
Our Charity Promise
Ever since we first started out, we made a simple promise - that the majority of our profits would go to charity.
Our growing network of charity partners around the world are working hard to bring people in Malawi out of poverty and into a life of dignity and self-sufficiency, through providing oppurtunities for work and development, building schools and educational institutions, and making sure that basic needs like food and shelter are met.

to the Next Level
with MobalPay
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