The Simpler Way to Pay in Japan

Rated 'EXCELLENT' by Users

Enjoy the convenience of cashless payments in Japan, without complicated paperworks.

¥2,970 set-up fee, ¥385 monthly fee.

Apply for MobalPay today and enjoy your first month free!

Learn More
Japan SIM and Prepaid Mastercard promo set

Get a Japan SIM and Pay with Cash!

Apply for a SIM + Prepaid Mastercard promo set.
No Japanese bank account or credit card needed!

View SIM Promo Details

We Got Two Big Awards in Japan and the UK!

King's Award for Enterprise
We received the UK’s highest business honor: The King’s Award for Enterprise.
Social Products Award 2025
Recognized in Japan for social impact: The Social Products Award for 2025.
mobalpay Log-in

More Than Just a Card
Take Control of Your Account

Manage your transactions, top-up, and access exclusive offers & discounts all in one place.

Learn More

Your Payment Partner, Trusted by the Global Community

Easy sign up process

After the easy sign up process, I've been using MobalPay to help with my budgeting and with setting up Japanese online shopping accounts. It's a great relief to have all the support and information about my account in English. I highly recommend it if you're looking for a way to manage your finances & do online shopping while in Japan.

J. Mackiewicz, Poland or Tokyo 27 Feb 2024

Highly Recommended

Mobal Pay is relatively new in the Japanese market, but it has proven its trustworthiness, reliability, and credibility. Concerns addressed to the customer service team are answered in a timely manner. The language is courteous and the explanation, clear.

Aga B 08 Jun 2024

Application is very easy

The application form is very easy to fill and there are no weird requirements or anything. In Japan, when you apply for something, there are usually weird roadblocks that natives don't face. Such as when applying for a rental apartment first they require you to already have a permanent residence address(!) Even getting a debit card from the bank your salary is paid is hard.

ArchangelAurora, April 12, 2024
As seen on...
mobalpay customers
Charity

The key things we achieved in 2023 thanks to Mobal customers

17,000
learners supported

3,400,000
school meals served (approx)

1
brand new school opened

£3,000,000
funds donated *(GBP)

* Funds donated to Krizevac Project by the Mobell Group in 2023.

Our Charity Promise

Ever since we first started out, we made a simple promise - that the majority of our profits would go to charity.

Our growing network of charity partners around the world are working hard to bring people in Malawi out of poverty and into a life of dignity and self-sufficiency, through providing oppurtunities for work and development, building schools and educational institutions, and making sure that basic needs like food and shelter are met.

mobalpay
Take Your Life in Japan
to the Next Level
with MobalPay
Learn More

Sign Up To Our Newsletter

Our newsletter is packed with need-to-know info about life in Japan. Sign up and get access to our downloadable How To Move To Japan guide, full of real tips from real Japan expats.

We'll never send you anything we don't think will genuinely interest you - no spam, we promise!

japan guide

MobalPay is a brand of Mobell Communications Ltd
© 2025